Free
Free
Run your business on it
Includes:
- Invoicing and LHDN e-Invoice
- Books, bank reconciliation and reports
- SST returns and payroll
- Unlimited users
- Cynco Assistant, 100 AI credits to try
The ledger your business runs on.
Real-time accounting, from receipt to report. Built by CPAs and operators.
Businesses keeping their books on Cynco
Stop reconciling copies of the same sale
Most businesses run an invoicing app, a payment gateway, a payroll tool and accounting software, and each keeps its own copy of what happened. Month-end is spent making them agree. In Cynco they are screens over one ledger, so there is nothing to agree.
How it works
Follow one invoice through the books
One sale, from the invoice you send to the report you file. You do the first step. Each one after it is already in the ledger.
Plays while on screen
The agent
It drafts the work. You decide what posts.
Ask in plain language. The agent calls the same code the dashboard calls and hands back a proposal you can read line by line before anything reaches the books.
32 kinds of action can only be proposed
Recording a payment, posting or reversing a journal, finalising an invoice, reconciling the bank and closing a period all wait for a person to say yes.
Checked like any other entry
A proposal passes the same validation and the same database rules as an entry you type yourself.
Reads the paperwork
Receipts, bills and PDF bank statements come in as drafts for you to review, not as finished entries.
Reconcile September on Maybank 5140.
Matched 142 of 148 lines. Six have no entry yet, so I left them for you. Nothing is posted.
Proposal · reconcile 142 linesWaiting for you
Exact matchscores 98%118
Paid the same dayscores 92%19
Within 3 daysscores 85%5
Lines to reconcile142
ApproveReview lines
Payroll
Payroll that already knows the statutory rules
Contributions and payroll tax are worked out from dated rules (in Malaysia: EPF, SOCSO, EIS, PCB and HRDF), and each run posts as one journal entry. Nobody keys salaries into the books twice.
PCB the way LHDN specifies it
The computerised formula, with zakat and child relief, and bonuses taxed on the additional-remuneration path.
Year end is a download
Form EA for every employee, Form E and CP8D, built from the payslips you finalised.
Pay and remit from the run
A CP39 file for PCB, and salary files for Maybank2E and CIMB BizConverter.
Basic salary
On RM 5,500 basic, net pay is RM 4,936.60.
What you start with
- countries with their own chart and tax rules
- 4
- currencies you can charge in
- 11
- ways to get paid, from cards to local bank rails
- 5
- accounts in the starter chart, ready on day one
- 129
Why the numbers hold
Rules the database enforces, not just the screen
Most accounting software checks the rules in the app. Cynco checks them again inside Postgres, so they hold for the dashboard, the API and the agent alike. Here is what happens when something tries to break one.
postgres · ledger triggers
- post JE-0432 Dr Rent 3,000.00 Cr Bank 2,900.00
- Error: Journal entry JE-0432 lines do not balance in base currency (base 3000.00/2900.00)
- Rejected by Postgres. Nothing was written.
- Tenant isolation
- Every query is scoped to your business before it runs, and fails closed if the scope is missing.
- Encrypted fields
- Bank account numbers and tax IDs are encrypted with AES-256-GCM before they are stored.
- Sign-in
- Argon2id password hashes, a lockout after five failed attempts, and passkeys if you would rather have no password.
- Work that survives a restart
- Background jobs retry with backoff under per-business limits, and every query has a 30-second ceiling, so one heavy report cannot hold up everyone else.
- Tested before it ships
- Every change passes type checks, a schema-drift check, and end-to-end and integration tests against a real Postgres database.
Give each job a home
Send invoices that post themselves. Draft, send and chase invoices with SST computed on the line, and the receipt and the ledger entry follow the moment it clears.
Start freePricing
Pro
US$19/ month
Billed monthly
Everything in Free, plus:
- 10,000 emails a month, unlimited AI document reads
- API, MCP server and CLI
- Form C tax computation
- No Cynco fee on money you collect
- 250 AI credits a month
Enterprise
Custom
Custom, with SLA and support
Includes:
- For groups of companies and accounting firms
- Custom limits and AI allowance
- Dedicated support and SLA
Moving from another ledger? We’ll bring your books across.
Talk to usPrices in USD. Businesses in Malaysia pay in MYR. Annual billing is two months free. Your payment gateway’s own fees apply on every plan. AI credits cover the Assistant’s work; suggestions while you work, like categorising a bank line, never use them.
Build on the same ledger
A REST API, an MCP server for your own agents, a CLI, and 17 signed webhook events. Each goes through the same checks as the dashboard.
Keys carry only the scopes you grant.HMAC-signed.
FAQs
How is Cynco different from other accounting software?
Invoicing, payments, payroll and filings write straight to the ledger. Software that syncs from somewhere else can only tell you when it last synced; because Cynco keeps the books, a figure says whether the month is closed or still open.
Can the AI post entries on its own?
No. It calls the same code the dashboard calls, and the result waits as a proposal until you say yes. It has no way to post on its own.
What does it cost?
Free is the whole product for your whole team, within monthly limits: 50 emails, 10 documents read by AI, 1 GB of storage, and one Cynco fee on money you collect online through Cynco: none on the first RM 2,000 each month, then 0.3%, never more than RM 49, billed as one monthly statement. Pro is US$19 a month and lifts the limits, adds the API, MCP server and CLI, Form C and 250 AI credits a month, and drops the Cynco fee. Enterprise is a custom quote with an SLA.
Does it handle e-Invoice?
Yes. e-Invoices clear with the tax authority from the same product you send invoices in. LHDN MyInvois in Malaysia is live today.
Can my accounting firm run client books on it?
Yes. An engagement is one row, approved by the client, with the data scopes they chose and posting held for review until they lift it. Firm workpapers stay firm-owned.
Who owns my data?
You do. Every row is scoped to your business at the query, and an export is one click. Closed periods stay closed: once you close a month, the database stops accepting entries for it.
Send your first invoice today
Set up in an afternoon, free to start. Bringing books from somewhere else? We will move them across with you.